Find the Best Payday Loan for You
With so many loan options available, sometimes it can be hard to know which loan is the best fit for you. By using our services here at Payday Cash Express, you can stop worrying about getting swindled out of the perfect loan for your exact needs. Even if you are concerned about not being approved for a payday loan because of your credit history, that is a not an issue when using Payday Cash Express. We can connect you with a loan lender as long as you have a bank account and are actively employed. One of the many payday loan lenders in our network should be able to connect you with the right loan based off your credit type. No matter what your needs may be for a payday loan, you can be sure that you will receive the best rate because of the competitive desire among our lenders to acquire your business. Get the payday loan you need now by filling out our online application!
The Basics of an Online Payday Loan
Although each online payday loan differs depending on what is needed or where the loan is acquired, the basic concept of a payday loan remains the same across the board. Payday loans are short-term loans of small monetary amounts.
Typically, payday loans are around $500, however, this depends on the lender and the agreement made. Payday loans are usually repaid in a single payment on your next payday.
Because we use a network of lenders, the details of the loan agreements may vary from person to person. Make sure to check your loan agreement for the specific rate and terms of your online payday loan.
APR and Fees
You will not be charged any fees to fill out our fast and simple online application. Individual lenders may charge annual percentage rates (APRs) or fees. Although we cannot guarantee what you will be charged to acquire a payday loan, we can guarantee that you will receive the best fair rate for the loan that fits your specific needs.
Our payday loan lenders offer competitive rates to compete for your business, and all our lenders comply with state and federal loan laws. By using our services, you will not have to worry about being cheated by crooked lenders. Our network of lenders is comprised of the most competent and reliable loan lenders that offer the best online payday loans.
The Application Process
Receiving a short-term loan, you are looking for is easy by filling out our fast online application. Simply provide your information on the application and submit it when you are finished. It takes 90 seconds or less once your application has been submitted to connect you with a lender.
Once you are approved for a payday loan online, read through your loan agreement and confirm that you agree to the given rate and terms by providing your electronic signature. Then, all you have to do is wait for your loan to be directly deposited to you by the next business day.
It is really that simple! With our vast network of payday loan lenders, you are sure to receive the right connect for you along with a low rate and no hidden fees.
Loan Payment Due Dates
For the most part, loan repayment will be expected on your next pay day. If you need a payment due date extension, you must contact your loan lender.
Most lenders will allow you to extend the payment deadline by paying a simple fee. Your loan agreement will specify what will happen when your payment is due, so make sure to carefully read the agreement. Any other questions regarding the payment process of your loan can be answered by your lender.
When Are Loans Accepted?
Our services are available 24 hours a day, 7 days a week. You can apply for a loan at any time. However, if you are looking for the most options, it is recommended that you apply during typical business hours, as more lenders are available during this time.
It is also important to keep in mind that not all payday loan lenders are accessible during holidays or on weekends. Some holidays that may affect your loan disbursement include: Labor Day, Presidents' Day, Memorial Day, Columbus Day, Thanksgiving, Christmas, New Year's Day, and Independence Day. If you are approved for a loan on a weekend or holiday, your loan will be deposited to you by the following business day.
Fixed Incomes Are Not a Problem
As long as you have a steady income of at least $800 a month, we should be able to connect you with a lender. When you fill out the online application, enter your benefit provider as the employer, as well as the provider's phone number. Do not worry if you do not know your provider's phone number. You may enter your phone number instead.
Credit Scores Should Not Affect Loan Approval
Your credit will not be checked for our online application, unlike other online payday loans. Whichever lender you are connected with, however, may perform a credit check. It is important to note that although some lenders may check your credit, it may not be a standard credit check and may be performed using databases such as Datax and Teletrax.
Do not let your concern about your credit history stop you from filling out our application. Even if you have had bad credit in the past, our extensive network of payday loan lenders has experience dealing with many credit types and should be able to offer you a reasonable loan agreement, according to your unique circumstances.
Find Your Perfect Payday Loan Today
If you are looking for a payday loan with fair rates, let us connect you with one of our experienced and reliable loan lenders. Our online application makes acquiring a loan convenient and simple. Our vast network of loan lenders competes for your business and you benefit by receiving low, reasonable rates. Do not let your credit history or current finances stop you from getting approved for the loan you want. Apply for a payday loan on your time and get the money you want, when you need it, through Payday Cash Express's superior loan-connecting services.